| Disc jockey equipment is expensive. Although it is a | | | | portion of the event. If something does happen at the |
| rare occurrence for something to be damaged at | | | | event, you'll be forced to either pay up the DJs |
| receptions and other events, it is still possible. An | | | | estimated demands, or take the situation to court and |
| uninsured disc jockey not only leaves him or her | | | | fight through the process. If you lose your case, you'll |
| vulnerable, but it also leaves you vulnerable. Built into | | | | not only need to pay the settlement, but you'll also owe |
| most disc jockey contracts is an agreement that holds | | | | a large sum of legal fees. |
| the buyer responsible for damages. This means, by | | | | Before hiring a DJ, be sure to check if he is insured. |
| law, you are required to pay for the replacement or | | | | Proof of insurance should be easy for him to display. |
| repair of the disc jockey's equipment in the event that | | | | Typically, insurance companies provide a proof of |
| you or one of your guests accidentally damages any | | | | insurance card or statement that displays the initiation |
| of his equipment. | | | | and expiration date of the insurance policy. If the DJ |
| DJ insurance is often quite expensive for disc jockeys, | | | | shows you expired documentation, be sure to make |
| but it is well worth the expense. If the disc jockey is | | | | the disc jockey aware of this and ask for up to date |
| insured, the only additional cost that clients may be | | | | proof of insurance. It's not always possible for |
| responsible for in the event that DJ equipment is | | | | customers to request proof of insurance from the |
| damaged or destroyed during your wedding is the | | | | actual insurance company, so you'll need to confirm all |
| deductible on the insurance plan. This means that | | | | these details with the disc jockey. Once you are |
| instead of being responsible for up to $20,000 or more | | | | certain of his insurance, be sure to ask him to review |
| worth of damages, you are only responsible for a | | | | over the details of the contract and help you |
| deductible fee that is usually a very small fraction of | | | | understand what the extent of your liability is. Knowing |
| the total equipment value. | | | | if you are responsible for the deductible and how |
| In addition to this, DJs without insurance could result in | | | | much it costs is all very important. In addition, be sure |
| you dishing out thousands in legal fees. Because the | | | | that it is clear in the contract that you as a customer |
| liability is built into the contract, you are responsible for | | | | are covered in the event of equipment damage. The |
| the disc jockey's equipment for the entirety of your | | | | last thing you want after your wedding is a law suit. |
| wedding. This is a heavy burden to hold on your | | | | The contract could make or break your future plans |
| shoulders that could redirect your attention from the | | | | after your wedding, so make sure you're covered |
| fun of the party to the unfortunate book-keeping | | | | before you sign it and hire the disc jockey. |